How much you could borrow: the Lender finances up to 50 % from the market value of the property, which is used as collateral under the loan

Minimum amount: it must be not less than 5 000 euros

Purpose of the loan: you could use the funds for different needs – to buy or renovate a property, for furniture, etc.

Term of repayment: up to 20 years

Grace period: it is up –to 1/6 from the repayment period

Proof of income: it is not required. The bank will take into consideration all your source of income, for which you could provide reasonable and correct information

Calculation of afford ability: your net income must be at least twice higher than the monthly payment to the Lender

Staged payment: available only for the approved by the bank Developers; in all other cases the property has to be fully completed with an issued Permit of Use

Insurance: the bank require property and life insurances

Valuation fees: 150 EUR

Bank account: you must create a bank account with the Lender